About TSP Guru
A Smarter Approach to TSP Investing
TSP Guru turns market data into simple, rules-based guidance you can apply within TSP’s transfer limits. Get the biweekly blog and tools to make calmer allocation decisions without the hype.
20 Years of Data, Thousands of Simulations
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Market risk signals
We track a small set of indicators to help answer one question: risk-on or risk-off?
• Volatility and market “stress” measures
• Trend + momentum context
• Designed to be usable inside TSP constraints
Remember: This is educational research and not financial advice. -
Rules tested with Python
We use Python to test simple allocation rules across historical periods and market regimes.
• Tests use daily historical data (2005–present)
• Compares outcomes vs individual TSP funds
• Built around TSP’s IFT limits
Why TSP Guru Stands Out
Traditional TSP approach
• Great for long-term investors who prefer a hands-off plan
• Typically stays fully invested through all market conditions
• Can feel uncertain during volatility
TSP Guru approach
• Uses a simple, rules-based framework tested on historical data
• Designed around TSP constraints (including IFT limits)
• Helps you decide when to be more aggressive vs more defensive
The goal isn’t prediction. It’s having a repeatable process for risk awareness.
Get the biweekly blog + tools. No spam.
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Data-driven, not hype
TSP Guru is built on rules tested on historical data so your decisions aren’t based on headlines or guesswork.Learn it once. Use it for life
You get a simple framework you can apply at your own pace so you can manage your TSP independently with confidence.No ongoing subscriptions or constant alerts
Join, learn the approach, and use it when you want. No recurring fees, no complicated forecasts, just clear guidance that keeps you in control.AI-powered research, explained in plain English
We use Python and AI to spot patterns and quantify risk so you can make calmer, smarter allocation decisions.
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TSP Guru is for federal employees and service members who want a clearer, more confident way to manage their TSP without chasing headlines.
Current and former federal employees & service members who want a simple, repeatable approach for long-term retirement growth
DIY investors who prefer data and a structured process over constant updates or guesswork
Long-term thinkers who want a rules-based system that helps reduce emotional, reactionary decisions
If you want to make smart, independent TSP decisions with a framework you can apply on your own terms, TSP Guru is for you.
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When you join TSP Guru, you get access to a rules-based, historically tested approach—and the tools to apply it with confidence.
Strategy Breakdown
A clear walkthrough of the backtested framework, including the rules and thresholds used to guide allocation decisions.Blog-Based Market Analysis
Biweekly posts that explain current conditions, relevant historical context, and the reasoning behind the signals—so you understand the “why,” not just the outcome.Interactive Tools & Calculators
Run scenarios, compare allocations, and model long-term growth so you can pressure-test decisions before you make them.Implementation Guide
Step-by-step instructions for applying the approach inside your own TSP account—on your schedule, with you in control.
No recurring payments. No constant alerts. Just lifetime access to a simple, repeatable framework and the tools to use it.
At TSP Guru, we publish in depth blog posts that explain what is driving TSP fund movement in plain English. You will get market behavior, risk signals, and clear takeaways you can actually use. From navigating down markets to recognizing momentum shifts and learning from decades of historical patterns, each post gives you the context behind smarter, more confident TSP allocation decisions.